What is a Tort Liability System?
A Tort Liability System means there are no restrictions on lawsuits and that if you are involved in an accident, someone must be found to be at fault for the accident. The determined person at fault for causing the accident is then responsible for all damages. The state of Iowa advises that drivers carry more than the minimum coverage required by law because of the Tort System. *Not carrying the required minimum auto insurance may be considered a misdemeanor and may result in the following: arrest; having your vehicle impounded; fines. Please consult your state’s insurance laws regarding maintaining the proper minimum coverage. **By the second year of implementation of the GDL law, there was a 10% decrease of teen traffic accidents and teen traffic violations decreased by 27%. Get awith NO obligation!