What is a “title search” and why do I need one?
A title search is a detailed examination of all public records that affect a property. These records include deeds, mortgages, tax records, court records, property and name indices, and many other documents. The purpose of the search is to verify the seller’s true interest in the title and right to sell the property, and to discover any claims, defects and other burdens on the property. The search protects everyone involved in the property transaction since problems with real estate are transferred with the ownership.
A title search will reveal any liens, judgments, restrictions, easements or other delays or obstacles to the sale of a property. The title search may be done by an attorney or a title searcher employed by an attorney. The title searcher reviews records at the town clerk’s office to be sure the property can be sold by its legal owner.
A title search is a detailed examination of all public records that affect a property. The purpose of a search is to verify that records, including the deed, mortgage, tax records, county records, and many other documents are true and clear to allow for transfer from the seller to the buyer. This search can reveal title defects, liens and other items, like unpaid taxes, unsatisfied mortgages and judgments against any recent owner or any restriction on the use of the land.
