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What is a third party claim?

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What is a third party claim?

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A third party claim is a claim brought against you by someone other than an insured.

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A third party claim results from your having an injury at work but the responsible party who causes the accident is a person who is outside of your company. For example, you are making a delivery for your employer and you are involved in a motor vehicle accident. If the party who causes the accident is not a co-worker and they are at fault, you can sue this person in the North Carolina Courts for their negligence in addition to filing a workers’ compensation claim. It is extraordinarily important that you pursue such a claim as you may be entitled to additional compensation beyond what you would receive under the North Carolina Workers’ Compensation Act. Back to the top.

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