What is a stem wall foundation and will I need one?
A. A stem wall foundation is most often needed in Charlotte County in flood zones. We will know after you get a survey of your lot. Ask your real estate agent what flood zone you are in before purchasing your lot. We find flood zones A & AE need stem walls 9 out of 10 times and zone X usually does not. Depending on the size house you choose, the existing elevation and the required elevation will determine if and how many courses you may need for a stem wall. We will know if a stem wall is needed before you sign a contract.
