What is a “signature-based” transaction?
When using your Bonus Check Card to make a purchase, you usually have the option of making a “debit” transaction or a “credit” transaction. In order for the transaction to be a “signature-based” transaction, you must choose “credit”. Rather than entering a PIN, you will be required to sign a receipt. The end result is the same as if you choose debit. In addition, most Bonus Check Card transactions done on the Internet or over the telephone are considered signature-based transactions, but your actual signature is not required with these two types of usage.