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What is a signature-based transaction?

April 26, 2017signature-based transaction

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What is a signature-based transaction?

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“Just say credit!” – While the Members-Only RewardsSM Debit Card is a debit card, when a merchant asks if you would like to use your card as “debit” or “credit”, be sure to choose “credit” to ensure that your transations are earning Members-Only Rewards Points. Use your Members-Only Rewards Debit Card with your signature for all of your purchases and earn one point for every $2 you spend. Only signature-based transactions earn you points. PIN-based transactions (“debit” transactions) do not earn Rewards Points.