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What is a self cert mortgage?

CERT mortgage self
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What is a self cert mortgage?

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A Self cert mortgage is where you confirm your income without the need for independent verification. Self cert mortgages are ideal for self employed people or where income is paid by multiple sources of income by irregular means and or bonuses.

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A. ‘Self cert’ stands for self certification. In basic terms the borrower declares their own income where it cannot be proven by the usual means.

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