What is a Security Freeze?
A stronger protective measure than a Fraud Alert, which lasts 90 days, is a Security Freeze. A Freeze locks down your credit files, allowing access only when you give permission. Freezing your files is the strongest protection available against new account identity theft. For more information, see the California Office of Privacy Protection’s Consumer Information Sheet 10 at http://www.privacy.ca.gov/cover/consumerinfo.htm.
You have the right to place a security freeze on your Equifax Credit File under state law or the Equifax voluntary security freeze program. A security freeze will limit us from reporting your Equifax credit file to third parties, such as credit grantors or other companies and agencies, except those exempted by law or the Equifax voluntary security freeze program or those for whom you contacted us and requested that we temporarily lift the security freeze. For a complete list of exceptions see Security Freeze Exceptions. To determine the fees for placing, requesting a temporary lift, or removing of a security freeze, please click State Freeze Requirements and Fees. Only you can request a security freeze be placed on your Equifax credit file and only you can request the security freeze be removed or temporarily lifted.
