What is a section 341(a) meeting creditors?
Section 341(a) of the Bankruptcy Code requires every debtor to personally attend a meeting of creditors and to submit to an examination under oath. The United States Trustee, their designee, or a Chapter 7 Bankruptcy Trustee, presides at the meeting. Creditors may ask questions of the debtor under oath, and may elect a trustee other then the one assigned, or conduct such other business as may be appropriate. Although creditors are not required to attend the meeting this is usually the only opportunity creditors will have to directly examine the debtor while under oath without seeking further permission of the court. In most Chapter 7 consumer bankruptcy cases the creditors rarely if ever appear.