What is a S.A.R. (Subject Access Request)?
Section 7 of the Data Protection Act 1998 allows you to request all personal data held by the creditor about you. The creditor has 40 days to provide this information. You need to submit a maximum statutory fee of £10 with your request. If a creditor fails to comply with this request, you can apply to the courts to require the creditor to provide this information. You can also report them to the Information Commissioners Office that can demand that they comply.
