What is a Required Medical Exam (RME) and do I have to go?
A Required Medical Exam (RME) is a physical examination requested by the insurance company. This exam is often called an Independent Medical Examination (IME), but it is not by an independent doctor. An RME exam is done by a doctor hand-picked by the insurance company to see you and give his opinion. These doctors can often have an impact on your course of medical care and denials by the insurance company. Failure to attend an RME appointment can cause your benefits to be stopped and a fine to be imposed and therefore we never recommend you miss the appointment.