What is a Railroad Protective Liability Policy?
A – Railroad Protective is a special type of liability insurance. It is required when a project takes place on or near railroad tracks and protects the Railroad from claims arising due to the work performed by the contractor. This is a policy that is issued in the name of the railroad only and provides no protection for the contractor. The railroad requires the contractor to assume the cost of the railroad’s liability from the acts or omissions arising out of the “work” performed by the contractor at the “job location”.
