What is a private disability plan ?
A private disability plan is one in which temporary disability benefits are provided for workers by an agency other than the state. You may establish a private plan for the payment of disability benefits in place of the benefits payable under the state plan. Such a private plan may be a contract of insurance issued by an authorized carrier, by an employer as a self-insurer, or by an agreement between a union and an employer. The Bureau of Private Plans must approve all private plans. You must submit for review an application and complete description of the plan.
