What is a pre-existing medical condition?
A pre-existing medical condition means an illness, disease, or other condition during the 60-day period immediately prior to your effective date for which you, your traveling companion or family member scheduled or booked to travel with you, • Received, or received a recommendation for, a diagnostic test, examination, or medical treatment, or • Took or received a prescription for drugs or medicine. Item 2 of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine, and remains treated or controlled without any adjustment or change in the required prescription throughout the 60-day period before coverage is effective under this Policy. Read more about Pre-Existing Condition Exclusion Waiver.
Any health/medical condition that has existed, been diagnosed, treated, known about or which has been or is currently under investigation prior to the start date of the policy. You must declare medical conditions to us as you arrange your cover or if the conditions develop or worsen prior to departure, by contacting Atlas Healthcheck.
) Any respiratory condition (relating to the lungs or breathing), heart condition, stroke or cancer for which you have ever received treatment (including surgery, tests or investigations by your doctor or a consultant/specialist and prescribed drugs or medication) b) Any medical condition for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last six months.
If you or any of your traveling companions or you have a relative who has a medical condition which has been suffered, or for which medical advice, treatment or medication has been received, prior to the date of issue of this policy, you must declare this when taking out your policy. If it is a medical condition that was suffered over a year ago, and no further treatment is being provided, you do not need to declare this.
