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What is a pre-existing condition exclusionary period for association-affiliated group health coverage?

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What is a pre-existing condition exclusionary period for association-affiliated group health coverage?

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Your health coverage begins at the same time it begins for other associate members, even if you have a pre-existing condition. The pre-existing condition exclusionary period is a specified period of time from the start of coverage during which the policy will not cover a pre-existing medical condition. The pre-existing condition will typically be covered once that specified time has passed. If you have had previous health coverage within the last 63 days, the Health Insurance Portability and Accountability Act (HIPAA) provisions may exempt you from a pre-existing exclusionary period.

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