What Is A Point of Service (POS) Health Insurance Plan?
If you have been actively researching online for the perfect health insurance plan then chances are good that you have come across the term Point of Service or POS as it’s commonly abbreviated. This health plan is similar in many ways to a Health Maintenance Organization (HMO) health care plan and a Preferred Provider Organization (PPO) health care plan. In fact it almost offers the best options and benefits of both types of plans. For instance the PPO is not as restrictive as a traditional HMO and yet the over costs are cheaper when compared to a PPO, including the deductible portion of your health insurance bill. Normally with a Point of Service health care plan the consumer will be asked to select a primary health care provider from a lists of preferred providers within the POS program. They will then receive all medical care from the doctor or medical specialist selected. Referrals to other specialty doctors and hospitals that are also part of the POS plan will originate and be dir
Related Questions
- If I am covered by employment under an HMO or the Point of Service (POS) Medical Plan administered through Cigna, do I have to pay the $100 premium for either one?
- Can a health insurance company or health service plan cancel my policy for membership for any reason?
- What Is A Point of Service (POS) Health Insurance Plan?
