What is a Personal Assurance Message (PAM)/SecureCodeTM Personal Greeting?
When you register for either Verified by VISA or MasterCard® SecureCodeTM, you will be asked to create a personal message: a Personal Assurance Message (PAM) or SecureCode Personal Greeting respectively. When you pay online, always look for your Personal Message to ensure that you’re using Verified by VISA or MasterCard® SecureCodeTM.