What is a penalty or disqualification period?
Most transfers made within the 5 year look back subject an applicant to a penalty or disqualification period of benefits. Two factors impact the length of the penalty period: (1) the value of the asset transferred; and (2) the penalty divisor set by MassHealth, which is currently $274 per day or $8,220 per month. For example, transferring $300,000 of property will result in a penalty period of more than 36 months (300,000 รท $8,220= 36.496).
