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What is a nationwide specialty consumer reporting agency”?

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What is a nationwide specialty consumer reporting agency”?

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The term nationwide specialty consumer reporting agency means a consumer reporting agency that compiles and maintains files on consumers on a nationwide basis relating to (1) medical records or payments; (2) residential or tenant history; (3) check writing history; (4) employment history; or (5) insurance claims. (as defined in Section 609(w) Fair Credit Reporting Act.

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