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What is a maximum benefit period and do they differ in STD and LTD policies?

April 26, 2017benefit differ maximum period policies std

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What is a maximum benefit period and do they differ in STD and LTD policies?

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The maximum benefit period in disability income insurance refers to the maximum length of time during which benefits will be payable to an insured for an ongoing, qualifying disability. STD (Short Term Disability) insurance provides coverage for benefit periods lasting a maximum of 13 or 26 weeks.