What is a Long-Term Disability (LTD) plan?
A long-term disability (LTD) plan is designed to work with other sources of disability income to replace part of your income if you become disabled as defined by the plan. LTD plan benefits generally begin after an elimination period, and end at the earliest of: When you are no longer disabled as defined by the plan, or You leave your employer for any reason other than a covered disability When you reach the limit for receiving LTD benefits, which for many plans is an age limit, or Your death.
Related Questions
- Were any changes made the dental plan, long-term disability benefit, life insurance benefit, or accidental death and dismemberment (AD&D) benefit?
- Can the voluntary short-term disability be used together with the long-term disability plan? How?
- Does the Plan have a long-term disability (LTD) provision?
