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What is a Letter of Map Amendment (LOMA)?

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What is a Letter of Map Amendment (LOMA)?

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A LOMA is an amendment to the currently effective FEMA map which establishes that a property is not located in a Special Flood Hazard Area. You can submit property and elevation materials supproting a request for a Letter of Map Amendment (LOMA) to remove your property for the SFHA. This process involves the property owner and Federal Emergency Management Agency (FEMA).

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A LOMA is an amendment to the currently effective FEMA map which establishes that a property is not located in a Special Flood Hazard Area. You can submit property and elevation materials supporting a request for a Letter of Map Amendment (LOMA) to remove your property from the SFHA. This process involves the property owner and Federal Emergency Management Agency (FEMA).

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A LOMA is an official revision by letter to an effective NFIP map. A LOMA results from an administrative procedure that involves the review of scientific or technical data submitted by the owner or lessee of property who believes the property has incorrectly been included in a designated SFHA. A LOMA amends the currently effective FEMA map and establishes that a specific property is not located in an SFHA.

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A LOMA is an official amendment, by letter, to an effective NFIP map. LOMAs were developed by FEMA so that a property owner may submit to materials to support the contention that a property, including its structures, is located above the Base Flood Elevation (BFE). If FEMA concurs with the information provided by the property owner, then FEMA will usually issue a LOMA that removes the property from the SFHA.

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