What is a HMO plan?
The health maintenance organization is commonly referred to as HMO. An HMO plan is any organized health care plan apart from the customary healthcare insurance company that provides HMO insurance for your healthcare requirements. There are a few HMO insurance plans that have a rigid structure that ensures that all healthcare services are only provided in HMO hospitals/clinics, by the employees of HMO. However, there are other HMO health insurance plans that have mutual agreements with independent, healthcare centers, hospitals, healthcare physicians and other healthcare service providers.
Related Questions
- Why are the co-pays higher in the POS plan, while I am already paying a higher premium than similarly situated individuals in the HMO?
- My plan is a health-maintenance organization (HMO). How do I select a primary-care provider (PCP)?
- How can Choices 65 (HMO) give me so much coverage without charging me a monthly plan premium?