What is a HMO dental insurance plan?
HMO dental coverage stands for Health Maintenance Organization dental insurance. This type of dental insurance requires some type of prepayment from you. In exchange, you get dental care from a network of dental care providers. If you want to use a dentist outside the approved network, you must pay your entire dentist’s bill. This type of insurance is also known as capitation dental insurance plan. With HMO dental coverage, dentists in a network have to provide dental care to members of the dental insurance plan they are part of. No eligible patient can be turned away. Dentists that are part of the network are paid once a month by the dental insurance carrier. Usually, this payment is a fixed monthly sum per person.
HMO dental coverage stands for Health Maintenance Organization dental insurance. This type of California dental insurance requires some type of prepayment from you. In exchange, you get dental care from a network of dental care providers. If you want to use a dentist outside the approved network, you must pay your entire dentist’s bill yourself. This type of California dental insurance is also known as capitation dental insurance plan. In HMO dental coverage, dentists in a network have to provide dental care to members of the California dental insurance plan they are part of. No eligible patient can be turned away. Dentists that are part of the network are paid once a month by the California dental insurance provider. Usually, this payment is a fixed monthly sum per person. An HMO dental plan covers: • Basic dental services – such as regular dental exams, cleaning, and dental x-rays. Often, these basic services are provided cost-free to individuals covered by the HMO California dental
