What is a FDCPA Violation?
Congress passed the FDCPA in 1977. Under the FDCPA, debt collectors are required to treat you with truth, fairness, dignity and respect. Our attorneys can help you understand when debt collectors are not following the law. We sue abusive debt collectors who engage in tactics such as the following: • Lying to you about who they are or what you owe • Calling your workplace and talking to your boss, aiming to get you into trouble so you will pay a debt • Calling you names, using profanity or belittling you • Calling family or friends, telling them you owe money and won’t pay, trying to embarrass you into paying a debt The Bankruptcy Clinic LLC can bring a claim against the debt collector that is in violation of the FDCPA. It is important to note that claims must be brought within one year of the violation. You may be entitled to compensation such as the following: • Statutory damages up to $1,000 • Actual damages for lost wages or medical bills • Attorneys’ fees paid • Costs paid such as