What is a discharge and how do I get one?
In exchange for a discharge, a debtor must turn over all of his or her non-exempt property to a trustee who is appointed by the Bankruptcy Court. The trustee is required to sell the debtor’s non-exempt property and distribute the proceeds to creditors according to the priorities established by the Bankruptcy Code. In most cases, due to exemptions debtors can claim, creditors receive no distribution from a bankruptcy case.