What is a credit security freeze?
• A credit security freeze, also known as a credit report freeze, file freeze or credit report lockdown, is designed to prevent a credit reporting company (Experian, Equifax or TransUnion) from releasing credit report information without a consumer’s consent. In order for information to be released from an account with a security freeze, the consumer must specifically request that it be removed.
Related Questions
- What actions can a creditor take if I submit a credit application and the creditor is unable to access my credit report because a security freeze is in effect?
- How do I remove a security freeze on my Equifax credit file by phone or mail?
- How do I place a security freeze on my Equifax credit file by phone or mail?
