What is a consumer protection class action?
A consumer protection class action is, most often, a class action to enforce consumer rights under Federal and State law. In an effort to ensure quick enforcement and to keep government costs down, legislators have passed laws allowing individuals who are the victims of scams and unfair business practices to enforce their statutorily created rights. Consumer protection class actions generally involve misleading or untrue advertising, overcharging for goods or services, inadequate disclosure of contract terms, fees or consumer rights, and failure to remedy problems or complaints. Many complaints involve insurance, individual and home loans, credit repair, telephone and internet services, banking and credit card practices, deceptive advertising of products and services, pyramid schemes, and product defects.
