What is a Complaint and what is a Summons?
When a creditor or collector initiates a lawsuit, they generally must prepare a complaint. A complaint is basically a written statement filed by the plaintiff (e.g., the creditor or collector) informing the court of the issue, briefly stating their case and telling the court what they want. A summons is a document that usually must be delivered to you in a particular way (i.e., serving a summons ) with the complaint. Basically, most courts use summonses as a way of informing you in writing that someone filed a lawsuit against you. The summons also informs you of your right to respond to the plaintiff s complaint. A summons will typically provide helpful information about the lawsuit and the court at which it was filed. For example, the date when your answer is due, should you choose to file one, and the date of any hearing are usually included on the summons. You should also see the Clerk of Court s (also called a prothonotary in some states) contact information on the summons. Contact
