What is a chapter 13 discharge?
You are entitled to a discharge upon successful completion of all payments under the chapter 13 plan. 11 U.S.C. § 1328(a). The discharge has the effect of releasing you from all debts provided for by the plan or disallowed (under Section 507) with limited exceptions. Those creditors who were provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations. In return for the willingness of the chapter 13 debtor to undergo the discipline of a repayment plan for three to five years, a broader discharge is available under chapter 13 than in a chapter 7 case. As a general rule, the debtor is discharged from all debts provided for by the plan or disallowed, except: • certain long term obligations (such as a home mortgage), • debts for alimony or child support, • debts for most government funded or guaranteed educational loans or benefit overpayments, • debts arising from death or pe
Related Questions
- I received a discharge in a Chapter 7 Bankruptcy, but some debts that could not be discharged remain. Can filing a Chapter 13 help me with these debts?
- In a Chapter 13 bankruptcy, what is the difference between a dismissal and a discharge?
- What is the difference between a Chapter 13 discharge and a Chapter 7 discharge?
