What is a certificate of creditable coverage and how can I obtain one?
Under the federal law commonly known as HIPAA, you are entitled to receive a record of your medical coverage for the past 18 months or less, when your coverage ends. This record, called a “certificate of coverage,” ensures that you will be given credit for you prior health benefits coverage, if you enroll for coverage in the future. If your coverage ends, you can expect to receive more than one certificate. Both your employer and your insurer must provide you with a certificate. The certificate that we provide will identify the coverage that you had with us. Your employer’s certificate should provide your complete insurance history with the employer. To obtain a copy, call Customer Service at the number on your member ID card.
