What interest rate can you expect on a mortgage with a credit score of 620?
With most lenders you can still get a regular conventional rate. With others, they may raise the rate or charge to get a regular rate, in other words you may pay half or a full point to get the good rate. If you are working with a broker, most know what their lenders will do and should be able to advise you. If you are not, everytime your credit is pulled, your score is lowered so you may have to consider staying with the 1st lender or wait another month for the score to rise.
