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What Insurance Will Cover Surrogate Pregnancy?

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What Insurance Will Cover Surrogate Pregnancy?

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Couples who have difficulty getting pregnant can turn to surrogate pregnancy as an option to have a child. A surrogate pregnancy is when a fertilized egg from a mother and father is implanted into a surrogate mother to carry the baby to term. The surrogate mother does not have any genetic ties to the child, and the surrogate mother is usually paid a lump sum of money to carry the child for the couple. Any couple considering surrogacy should contact a lawyer for a contract to be drafted for the surrogate mother to sign that will cover payment, as well as health insurance coverage. In addition, health insurance coverage can be tricky during a surrogate pregnancy. Oftentimes, the parents’ health insurance will not cover the cost of the surrogate’s medical coverage, and the surrogate mother’s insurance may have exclusions as well.

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