What insurance documents do I need to licence my taxi or minicab?
• You must have either a valid insurance certificate or valid cover note to licence the vehicle. • You must bring your original insurance documents with you when you make your application, not a copy. • It is essential that the insurance cover is appropriate for the vehicle being licensed, as the insurance requirements for a hackney carriage vehicle are different to that for a private hire vehicle. The cover provided must be clearly stated. For example, whilst insurance cover for a private hire vehicle would be acceptable to state “for hire and reward” or “for private hire”, this would not be adequate for a hackney carriage. For a hackney carriage, the wording of the insurance needs to state, for example, “for public hire” or “public hire as a hackney carriage” or “hire and reward under the terms of a hackney carriage licence”, or similarly clear wording. • This is especially important if you are relying on a cover note, as some insurance agents do not always word the cover note clearl
• Either a valid vehicle insurance certificate or valid cover note. • Original insurance documents, not a copy. • It is essential that insurance cover is appropriate for the vehicle being licensed – insurance requirements for a hackney carriage are different to those for a private hire vehicle. The cover provided must be clearly stated, for example, whilst insurance cover for a private hire vehicle would be acceptable to state “for hire and reward” or “for private hire”, this would not be adequate for a hackney carriage. For a hackney carriage, the wording needs to state, for example, “for public hire” or “public hire as a hackney carriage” or “hire and reward under the terms of a hackney carriage licence”, or similarly clear wording. This is important if you are relying on a cover note, as some insurance agents do not always word the cover note clearly. If a cover note is not clear as to the cover it provides we will not accept the insurance as valid and we will not accept your applic
