WHAT INSURANCE COVERAGES ARE INVOLVED IN AN AUTOMOBILE ACCIDENT?
Under Florida law, every owner of a motor vehicle is required by law to carry certain minimum insurance coverages to pay for medical bills and lost wages. These include personal injury protection (PIP) coverage in the amount of $10,000 and property damage liability coverage in the amount of $10,000. Although not required by Florida law, many persons involved in automobile accidents carry other insurance coverages, including bodily injury liability (BI) coverage and uninsured/underinsured motorist (UM) coverage.
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