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What injuries are covered?

Covered injuries
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What injuries are covered?

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The insurance company must provide benefits to an injured worker if the worker sustained (1) an injury, (2) by accident, and (3) that arose out of, and (4) and occurred in the course of employment

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If you have suffered an accidental injury during the course of your employment it is very likely that you are entitled to workers’ compensation. Even if you have suffered this injury as the result of carelessness, you are likely to be eligible for benefits. Some cases are as a general rule not covered by workers’ compensation. You (the employee) are held responsible for injuries arising outside of the workplace, or from such as: Violating work/office policy The use of illegal drugs or alcohol Self-inflicted injuries (such as provoking or starting a fight) Committing a crime As a general rule, it is important to note that to be entitled to workers’ compensation you must be a victim, and not the cause of the accident.

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