What information will the debt collector provide?
After the initial contact has been made, the debt collector has five days in which to send you in writing, details of how much you owe, to whom it is owed, and what your options are if you do not believe this is a legitimate debt. If I don’t owe the money, will they keep contacting me? If you have reason to believe it is not a legitimate debt incurred by yourself, then you have 30 days after receiving the debt collector’s written notice, to inform them that you do not owe any money. If the collector has, or is supplied with proof of a debt by the creditor, such as a signed credit receipt, they are then allowed to proceed with their collection. What is a debt collector not allowed to do? Under no circumstances, may a debt collector harass you in any manner, in person, or by repeated contacts forbidden as outlined in the appropriate answers above. Consult with the Fair Debt Collection Practices Act to learn more.
