What information is not used to calculate a credit-based insurance score?
• Credit-based insurance scores only take in to consideration the credit-related information on your credit report. It does not consider your race, gender, age, income, nationality, religious affiliation, disability or marital status as this is prohibited by the Equal Credit Opportunity Act. No one piece of information will determine your ultimate credit-based insurance score. • How do I obtain a copy of my credit report? • To request a copy of your credit report annually, contact the credit reporting agencies directly: Equifax: (800) 685 – 1111 – www.Equifax.com Experian: (888) 397 – 3742 – www.Experian.com TransUnion: (800) 888 – 4213 – www.TransUnion.com American Family Insurance will notify you if you are charged a higher premium as the result of information contained in your credit report. The notice will advise you how to obtain a free copy of your credit report from the credit reporting agency that provided the information. • What do I do if the information on my credit report i
