What information does a credit report disclose?
Personal information – social security number, full name, current and previous two addresses, date of birth and place of employment. Account information – name of creditor, date opened, credit limit, current balance due as of the most recent reporting date, terms and current status. Public records – divorces, judgments, foreclosures, city/state tax liens and bankruptcies. Inquiries – anyone that requests your credit report will be listed as an inquiry. This will remain on your credit for 2 years, the more inquiries you have will reflect as a negative against you and will reduce your credit scores. Consumer statements – you can challenge any item on your credit history with a 100 word statement or less.
Related Questions
- Can the City disclose bidder’s lists/lists of plan holders for municipal projects to contractors, construction companies, agencies or other persons on request?
- What is the Advanced Credit Repair definition of "clearing up" a consumers credit report or improving their credit profile?
- What information does a credit report disclose?
