What information appears on a credit report?
All credit reports contain essentially the same four categories of information: identifying information including your name, past and present addresses, Social Security number, date of birth, and employment information; trade lines on your credit accounts including types of accounts (bankcard, auto loan, mortgage, etc.), dates accounts were opened, credit limits or loan amounts, account balances and your payment history; inquiries, both voluntary and involuntary, for loans listing everyone who has accessed your credit report within the last two years; public record and collection items from state and country courts which includes bankruptcies, foreclosures, suits, wage attachments, liens, judgments, as well as information on overdue debt from collection agencies.
