What individuals are excluded from WSIB coverage?
There are also two groups of individuals who have been excluded from compulsory coverage under the WSIA. The first group includes individuals who are excluded from the definition of a “worker” under the WSIA but who can apply for voluntary WSIB coverage, also known as “optional insurance,” if they are carrying on business in an industry included in Schedule 1 or Schedule 2. This includes: executive officers of a corporation independent operators who operate a business, who do not employ any workers, and who have completed a WSIB independent operator questionnaire SEQ CHAPTER \h \r 1sole proprietors SEQ CHAPTER \h \r 1partners in a business and SEQ CHAPTER \h \r 1spouses of sole proprietors and partners in a business, unless the spouse receives a wage that appears on the employer’s payroll. The second group includes individuals who are completely excluded and do not have the option to apply for voluntary coverage. This includes: volunteers — except for volunteer fire and ambulance brig
