What in an Indemnity Plan?
An Indemnity plan will allow you much more freedom in health care choices. This freedom comes with some drawbacks and will normally require you to pay a deductible and may also require you to pay for health care visits and submit your claim for re-payment from the insurance company. A UCR (usual, customary and reasonable) rate will be paid out on your claims. This rate will be predetermined by your health insurance company before you purchase your policy. You will not need to have a primary care physician with this type of insurance plan.
Related Questions
- Is the provider payment from Medicare different under the Aetna Medicare Open Plan than the Traditional Choice Indemnity Plan? Are providers bound by the same rules and regulations?
- What is the difference between an HMO and a PPO insurance plan? What if my plan is an "indemnity" insurance plan?
- Can I stay in the Traditional Choice Indemnity Plan instead of moving to the Aetna Medicare Open Plan?
