What impact will Electronic Check Conversion and Check 21 have on my checking account?
In the case of Electronic Check Conversion, you will receive fewer check images in the future and instead these transactions will be detailed in the Withdrawals and Debits section instead of the Checks section of your monthly statement. In the case of Check 21, you will at times receive images of a substitute check which will resemble your original check but with additional information appearing to the left of the check image. The image of a substitute check will have the same placement among your check images as an original check image prior to Check 21. Important!!! Both Electronic Check Conversion and Check 21 result in faster clearing time for check based transactions. Check float will gradually diminish as more check based transactions are processed electronically. Therefore, you will want to be sure to have adequate funds available in your account when you write a check. If you have any questions about Electronic Check Conversion or Check 21, please do not hesitate to contact our
