What if UmbrellaBank does not properly complete a bill payment on time or in the correct amount?
If UmbrellaBank does not properly complete a bill payment on time or for the correct amount, we will pay any late fees or finance charges, as long as your account is in good standing with the merchant. We will also be liable to you if we fail to stop a payment pursuant to your timely, written order to do so. UmbrellaBank will not be responsible for any charges imposed or any other action taken by a payee resulting from a payment that you have not scheduled properly, including any applicable finance charges or late fees. In addition, UmbrellaBank will not be liable if any third party to whom any bill payment is made fails to properly transmit the payment to the intended payee. We will also not be liable if there are insufficient funds or insufficient credit availability in your designated payment account and/or overdraft protection plan; if a legal order directs us to prohibit withdrawals from the payment account; if the payment account is closed or frozen; or if the UmbrellaBank ATM or
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