What if the person who causes the accident does not have insurance?
If the person who caused the accident doesn’t have insurance, then you can collect under the uninsured motorist portion of your policy. Under the uninsured motorist portion of your policy, your insurance company will step into the shoes of the person who was at fault as if they had insurance coverage with your insurance company and will pay everything that you are entitled to receive through the uninsured motorist portion as if they insured the person who was at fault. When benefits are claimed under the uninsured motorist coverage, your own insurance company cannot cancel you or surcharge you or raise your rates.
Related Questions
- What if I dont have car insurance and the person that causes the accident either doesnt have insurance or leaves the scene of the accident and doesnt get caught?
- If a person has two insurance policy; life insurance & accident insurance, can he/she reimburses from the 2?
- What if the person who causes the accident does not have insurance?
