What if the person that caused the accident does not have insurance?
Unfortunately, nearly 20% of Florida’s drivers do not have any form of automobile insurance. If you purchased Uninsured Motorist Coverage from your insurance carrier, you may look to your own insurance company to pay you for the damages caused by the negligence of the uninsured motorist carrier. We caution you, however, in negotiating your claim with your insurance company yourself as, even though they are your insurance company, (to pay the least amount of money out on claims) their interest is directly opposite to what is in your best interest, (to obtain a just settlement to compensate you fairly for all of your damages). We recommend you obtain legal counsel before attempting to negotiate your claims directly with your own insurance company.
