What if the person at fault in an automobile accident has no insurance?
A car accident lawyer in your state is the best resource to address your questions. Each state has its own requirements regarding minimum limits of insurance that a vehicle owner is required to carry. Each state also has its guidelines regarding the type of insurance a driver vehicle owner must have.
Colorado law requires drivers to maintain insurance coverage on their vehicles. Unfortunately, many drivers ignore this requirement. If your automobile policy provides for “uninsured motorist” coverage, even if the party at fault has no insurance on his vehicle, or does not have enough insurance to pay your damages, your insurance company may provide compensation. This is one of the most technical and complicated areas of Personal Injury law. The advice of an attorney experienced in handling Personal Injury claims may be extremely important in this situation.
