What if the faulty driver in an automobile accident has no insurance?
Sometimes, when a faulty party has little or no insurance and no available assets of his or her own, he or she may be covered under another’s insurance policy. Or, if the accident occurred during the scope of the faulty party’s employment, than the employer may be responsible. Your attorney will be able to help you determine if either of the above is the case. Your own insurance policy may also contain underinsured or uninsured coverage. In which case, your own insurance will compensate you for the damages caused by others. Again, your attorney will be able to help you with these issues.