What if the execution does not prove fruitful?
A. Under Iowa Code Chapter 630, if the execution has been returned unsatisfied in whole or in part by the sheriff, the creditor may request what is known as a judgment debtor’s exam. A judgment debtor’s exam is a court proceeding wherein the debtor appears before a Court, is sworn in and is examined as to the extent of his or her assets and/or liabilities. It should be noted for all creditors that the starting spot for most collections emanate from credit applications and personal information provided therein by the debtor.
