What if the end term purchaser trashes the property?
This is certainly a risk in any real estate investment and a common assumption for beginner investors. In our experience of being involved in thousands of real estate investment properties all across the US, this happens less than 5% of the time. When it does occur, it is typically by Tenants and not Owners. Additionally the new buyer will have Hazard Insurance with you, the lender, as an additional insured.